STRENGTHENING THE RURAL ECONOMY THRU MSME EMPOWERMENT AND FINANCIAL LITERACY FOR CHILDREN IN PALUH SIBAJI VILLAGE, PANTAI LABU DISTRICT

Authors

  • Muhammad Rishan Sahlaya Universitas Islam Negeri Sumatera Utara image/svg+xml Author
  • Faridah Universitas Islam Negeri Sumatera Utara image/svg+xml Author
  • Vicky Aria Universitas Islam Negeri Sumatera Utara image/svg+xml Author
  • Fitrah Khairuna Ulfa Lubis Universitas Islam Negeri Sumatera Utara image/svg+xml Author
  • Lili Raflika Universitas Islam Negeri Sumatera Utara image/svg+xml Author

DOI:

https://doi.org/10.58432/m06ymq95

Keywords:

UMKM, Child Financial Literacy, Empowerment, Rural Economy, Paluh Sibaji Village

Abstract

This research aims to analyze the strengthening of the village economy thru the empowerment of Micro, Small, and Medium Enterprises (MSMEs) and the improvement of children's financial literacy in Paluh Sibaji Village, Pantai Labu District. MSMEs play an important role in increasing the economic independence of rural communities, while financial literacy for children is seen as strategic for building a generation that is aware of financial management from an early age. The research method uses a descriptive qualitative approach with data collection techniques including observation, interviews, and documentation. The research results show that empowering MSMEs in Paluh Sibaji Village has contributed to increasing family income and expanding employment opportunities. On the other hand, children's financial literacy programs have a positive impact on children's mindset regarding the importance of saving, small entrepreneurship, and managing their pocket money wisely. Collaboration between MSMEs and children's financial literacy education has proven to be an effective strategy in creating sustainable economic resilience in villages. This research confirms that strengthening the rural economy lies not only in the productive aspects of the community, but also in the formation of the financial character of the younger generation.

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Published

25-11-2025

Issue

Vol. 5 No. 4 (2025): Algebra : Jurnal Pendidikan Sosial dan Sains

Section

Articles

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Copyright (c) 2025 Muhammad Rishan Sahlaya, Faridah, Vicky Aria, Fitrah Khairuna Ulfa Lubis, Lili Raflika (Author)

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This work is licensed under a Creative Commons Attribution 4.0 International License.

How to Cite

Sahlaya, M. R., Faridah, Aria, V., Lubis, F. K. U., & Raflika, L. (2025). STRENGTHENING THE RURAL ECONOMY THRU MSME EMPOWERMENT AND FINANCIAL LITERACY FOR CHILDREN IN PALUH SIBAJI VILLAGE, PANTAI LABU DISTRICT. Algebra : Jurnal Pendidikan, Sosial Dan Sains, 5(4), 894-899. https://doi.org/10.58432/m06ymq95

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